Insurance
My services are likely covered in full or in part by your health insurance plan.  However, insurers typically reimburse for mental health care quite differently than they do for general medical care (e.g., no co-pay option but rather a reimbursement on a percentage basis).  Because of this difference, you may wish to contact your insurance provider and ask some very specific questions such as: 

• Do I have mental health benefits?
• What is my annual deductible and has it been met? 
• Is my mental health services deductible separate from the deductible covering physical health?
• How many psychotherapy sessions per calendar year does my plan cover?
• How much does my plan cover for an out-of-network provider?
• If coverage is expressed as a percentage, is that percentage based on the actual fee?
• If my coverage is a percentage based on "reasonable and customary fees," what is the maximum fee for a 50-minute individual psychotherapy--CPT or service code 90806?  This varies considerably among insurance companies (sometimes based on market research and sometimes arbitrarily low) and may cap the actual sum that you will be reimbursed.   

Because I am a licensed clinical psychologist, most psychotherapy services I provide are covered under major medical health plans. As an “out-of-network provider," I collect fees directly from you, and provide you with a statement that you can file an insurance claim for reimbursement.  I can also provide your insurance company with any additional information about me that they need to process your claim.  You will find that many health insurers provide very similar mental health reimbursements for in- and out-of-network providers.  

Payment
Fees are due at the time of service.  Your personal check and all major credit cards are accepted.

Flexible Spending Accounts
If your company offers a medical flexible spending account (FSA), I strongly recommend that you consider using it to minimize your actual out-of-pocket cost.  This kind of account allows you to use pre-tax dollars for medical deductibles and unreimbursed expenses.  One benefit of using a flexible spending account that you can file for reimbursement immediately, even before the plan is fully funded.  Click on the link to this online article for more details.  Talk to your human resources manager for full information on your company's particular plan.

Cancellation Policy
If you do not show up for your scheduled appointment, and you have not provided notification at least 48 hours in advance, you will be expected to pay the full cost of the appointment as booked as that time was reserved for you and was not available to other clients.

Schedule Online
Request an appointment online here.

Contact
Questions?  Please contact me at (202) 281-0836   or drcurry@chevychasetherapy.com for more detailed information or help in determining your benefits.  I know that this is probably a stressful time for you and am happy to do whatever I can to eliminate your financial concerns so that we can focus on what brought you to therapy.